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Closed CC still updating monthly as "Paid"

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One7
Valued Contributor

Closed CC still updating monthly as "Paid"

So a few months back I closed my Credit One card (for obvious reasons) after it hit 12 months before the next AF hit. They did so with no problems and within a week it showed as a closed account on my CRs with 12 months of history. Well its been a few months now and yet it still reports every month as a paid account. For instance I now have 15 months of history (green squares) when it should have stopped at the 12 when I closed it. The date of last reported is August 1st even though it should have stopped reporting months ago and it's still linked on my CK account and updates monthly where as my closed Walmart account (when I upgraded to Discover) shows just as a closed account. It seems to be a good thing because not only does it show closed but it also keeps getting more history added to it monthly, as if it's still open. I hope I explained this well because it is hard to do so. Anyone else ever experience this and can this be a bad thing?

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 1 of 5
4 REPLIES 4
Shogun
Moderator Emeritus

Re: Closed CC still updating monthly as "Paid"

Just let it go, not hurting a thing.

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Message 2 of 5
CreditPlay
Frequent Contributor

Re: Closed CC still updating monthly as "Paid"

Some CC issuers reports 6mnths to 1 year after close date. Thats a good thing for postive tradeline from what i read here. It fall off after 10 year since the last reported date.


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 3 of 5
One7
Valued Contributor

Re: Closed CC still updating monthly as "Paid"

Cool thanks for the info. I figured it was okay and even possibly a good thing, but just wanted to make sure.

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 4 of 5
fused
Moderator Emeritus

Re: Closed CC still updating monthly as "Paid"

I'm with Shogun on this one!

Message 5 of 5
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