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Closing a card -could I....

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Anonymous
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Closing a card -could I....

-I am going to close my nasty worthless paypal CC - Could I call one of my other CC companies and tell them "I just closed a card with a 4k limit -Can your company give me an extra 4K.?" I know its hard to word but Its what I need.
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Anonymous
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Re: Closing a card -could I....

 
Try  for cli's on all of your cc's before you call and close the paypal card. Why do you want to close the paypall cc? Low limit, high apr, high fees. Call them and ask to have terms adjusted. If csr says no, tell them they have been very helpful in explaining your options and you would like to speak to a supervisor to complement them on the job that they did. Then just ask the supervisor for the same changes that you asked the csr for.
 
At this time you can also tell them about the job that the csr did if you want to.
Message 2 of 3
Anonymous
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Re: Closing a card -could I....

Doesn't always work that way. Lenders look at their risk not your over all CL risk. I understand where you are coming from. I closed some of my cards too. Never had a PayPal card.

If you want a CLI from your other cards see this thread.
http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&thread.id=5353
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