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CRTP is 7 - 7 1/2 years from DOFD and that date is set by the OC and can not be changed.
Selling/transferring/assigning the debt doesn't affect this.
DOFD is the date the account went delinquent and was never caught up prior to charge off or collection.
It is not paid and now it shows on my CR as 2008 instead of 2003. Can they do that? Does that mean it wont fall off after the 7 years?
Bet you a dollar you are looking at the collection account on your report. You are most likely looking at the date in 2008 that they were assigned the account (they may have purchased it).
Look for the original creditor and find out the DOFD. The CA is boud by that date no matter when they got the account. Also, find out who owns the account now - if the OC is showing a balance due then they do, if they show a balance of $0 then it has been sold.
Legally - YES. However some JDBs attempt to re age the accounts - print and keep copies of your CR for as long as you must to have the proof that any activity on the account was not initiated by you.
Also, only 1 CA can report at any time (in addition to the OC). That's the reason that the other CA has disappeared.