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Collection Account

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Anonymous
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Collection Account

I know I've posted previously re: my PGE account.  Today I spoke with a supervisor who seemed very nice and willing to help me but stated that he couldn't delete this info fm my credit report because there are no errors that he could substantiate for removing it fm my credit file, everything is correct.
 
So, as it stands there is a balance of $487 and several past due notations (since it is a collection).  I know that unpaid and paid collections are the same and won't do much to affect my credit score if paid.  What would my best bet be?  If I paid, and have this as a $0 past due balance on my CR or just leaving it alone and have it report 487 past due and let time take its course?
Message 1 of 4
3 REPLIES 3
Anonymous
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Re: Collection Account

Call back and try again.  Be very polite.
 
It took me four trys, but when it worked you wouldn't believe how much it helped my score.
Message 2 of 4
Anonymous
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Re: Collection Account

My philosophy is that if there is no benefit to me then they get no money....
Message 3 of 4
Anonymous
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Re: Collection Account

That's my philosophy too (even though I can't spell the word). No benefit to me no $$$$
Message 4 of 4
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