Collection Deletion Question

[Anonymous]

If you get a collection deleted from your credit report threw disputing can it be added back to your credit report by the same collection company at a later date?

[Anonymous]

It can-

However, FCRA states that the CRA are to take steps to prevent this from happening and they are to notify you within 5 days of reinsertion.

FRCA 611

[Anonymous]

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sidewinder wrote:

It can-

However, FCRA states that the CRA are to take steps to prevent this from happening and they are to notify you within 5 days of reinsertion.

FRCA 611

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I heard once it's gone that it can't be put back on there unless it's another collection i guess i was wrong lol

Message Edited by mjbfan79 on 08-10-2008 12:33 PM

[Anonymous]

yes it can happen..i disputed a verizon debt..it was deleted for about a month and it reappeared the following by the same collector

[Anonymous]

CAs sell & resell debts. You need to keep hard copies of all CRs  so that if it is reported past CRTP you will have something to prove it.