I think all of us have workd so hard - and stressed so much - to clean-up that we have very real fears that all of that will go down the tubes because of someting that was missed, or not even thought about.
I know I do - and I paid cash for years (did I forget this bill, where's the cancelled check for the last cable bill when we moved...).
My dreams are usually about ways to get some leverage over the last 2 baddies (one will be gone, agonizing over a response form the other).
