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Collection question

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Anonymous
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Collection question

Okay….

I have an odd situation to run past the knowledge of this community. I’ll make it at short as possible.

In 2015 I made a really stupid mistake and got a “free sample” “you pay shipping” from a FB add for a supplement. (Stupid I know)

I paid shipping and handling. 5-6 days later I get a fraud alert from my citi card. All from china so I cancelled the card. This was the only time I used the card in the previous 30 days so I know it was them…

Apparently….. The small print said that by clicking here you agree to pay for future mailings at $180 a month. (Nuts)   well.. I had cancelled the card because of the fraud and never looked back… Well, I get a call from a CA and of course I told them to go pound sand and would never pay that debt because my card was stolen from them (I can’t prove it though). They said it was being sent on to the credit unions.

 

Do you think I will have grounds to contest it? I have the fraud and proof and that I canceled the card. I have excellent credit and have never been late for a payment in the last 15 years.

This one was a moral issue for me…

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RonM21
Valued Contributor

Re: Collection question


@Anonymous wrote:

Okay….

I have an odd situation to run past the knowledge of this community. I’ll make it at short as possible.

In 2015 I made a really stupid mistake and got a “free sample” “you pay shipping” from a FB add for a supplement. (Stupid I know)

I paid shipping and handling. 5-6 days later I get a fraud alert from my citi card. All from china so I cancelled the card. This was the only time I used the card in the previous 30 days so I know it was them…

Apparently….. The small print said that by clicking here you agree to pay for future mailings at $180 a month. (Nuts)   well.. I had cancelled the card because of the fraud and never looked back… Well, I get a call from a CA and of course I told them to go pound sand and would never pay that debt because my card was stolen from them (I can’t prove it though). They said it was being sent on to the credit unions.

 

Do you think I will have grounds to contest it? I have the fraud and proof and that I canceled the card. I have excellent credit and have never been late for a payment in the last 15 years.

This one was a moral issue for me…


Welcome to the forums!  It's still early and maybe my brain hasn't kicked in yet, but do you have the proof for sure or no?  I only ask because  on one part you said you couldn't prove it, but hen you said you had the proof.  I'm just trying to make sure I understand. Thanks             

 


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Message 2 of 2
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