Collection updates every month, will score increase when

[nate79416]

I pay it off, the collector has agreed to delete once I make payment. It is also the last collection on my TU report, its a credit card charge off, the collection will be gone, but the charge off will still be there, should I try and gw capitol one to have charge off removed? Really hope I have a score increase with the collection gone, last update was this month

Thankd

[Revelate]

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@nate79416 wrote:
I pay it off, the collector has agreed to delete once I make payment. It is also the last collection on my TU report, its a credit card charge off, the collection will be gone, but the charge off will still be there, should I try and gw capitol one to have charge off removed? Really hope I have a score increase with the collection gone, last update was this month

Thankd

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Doesn't hurt to try regarding the CO; but if the CO was fixed in time at some point in the past and the collection is updating will be deleted, least on FICO 8 probably get some points which'll get better over time.

[nate79416]

Ok Thanks hoping to get points for my mortgage scores aswell