Collections and Charge offs

[Anonymous]

Ok I am very confused.... how are you supposed to know when the 7 years is up on these bad hits? They list date opened, date, sent to collections; last activity....which one do I go by to track when something should come off my report?

Any help greatly appreciated

[Tuscani]

Check out the scoring 101 thead.

[Anonymous]

I just came out of default on 2 students loans that I had through government financing. They have not reported this to the credit bureaus yet. Will this dramatically improve my score? How much of an increase could I expect from this?

[Anonymous]

It goes by DoLA(date of last activity) or DoFD (date of first delinquency). If it is not visable on the CR try calling them(CRA) and asking for either of these things.

[Anonymous]

mia..................IMO the best way to gather this info., is to cal lthe CRB and ask them.

[Anonymous]

Ladi2027 you might want to create you own thread, especially since you changed the title. No one will see this unless they click on the thread

Message Edited by jaybee on 02-12-2008 12:18 PM