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I was wondering, if a collections shows up on my credit report a couple days after credit card approvals will that have a chance of the issuers reversing said approvals? Obviously when I got approved no collections was on my report. Thanks.
@Anonymous wrote:I was wondering, if a collections shows up on my credit report a couple days after credit card approvals will that have a chance of the issuers reversing said approvals? Obviously when I got approved no collections was on my report. Thanks.
Credit cards like Chase and AmX definitely do SPs after approval to review accounts. Whether they take an AA or not is anyone’s guess.
What CC are you worried about and can you provide us with details regarding the collection?
It is always possible certainly depending on lender it can be a form of adverse action. It all depends on the lender. Can go from doing nothing to them cancelling the cards all lender specific along with what said collection is along with amount and many other factors