Collections

[Anonymous]

So I had 2 accounts in collections and I just paid for delete with the company. how much will that increase my score?

[gdale6]

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@Anonymous wrote:
So I had 2 accounts in collections and I just paid for delete with the company. how much will that increase my score?

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Welcome to My Fico

No one can give you an answer on this without knowing more of your credit profile and even then we cant give you an exact. Any other derogs?

[Anonymous]

Just that and the total of them were $630. My score right now is a 629 and I have been paying everything on time for the last 10 months since I started working again. Both my credit card accounts are at a zero balance at the moment as well.

[Anonymous]

myfico EQ: 700 TU: 649 EX: 644 no collections under EQ, i have 2 closed collections under TU/EX. about 50 pts difference for me.

[tonyjones]

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@Anonymous wrote:
So I had 2 accounts in collections and I just paid for delete with the company. how much will that increase my score?

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If these two are your only derogs on your CR then you'll see a 50-100 points boost!

[Anonymous]

Thanks everyone for the info. I greatly appreciate it!