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Collections

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mohammadmoghimi
Valued Member

Collections

I had a collection reported to my credit report which I paid and cleared once I found out about it. They told me they'll remove it from my credit reports.

 

Now my creditkarma.com both EQ and TU are clean but creditsesame.com (TU) still shows the collection. Note that the last update from creditsesame is after the collection removal update on creditkarma.com so I assume that it should be removed. Other than that, amex, discover and barclay FICO scores all show the collection.

 

I don't know where the discrepancy come from. I assume that there's only one report from each CB when these guys request it, right? Should I just give it some time to resolve itself? I don't have immediate need for any sort of credit application.

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2 REPLIES 2
takeshi74
Senior Contributor

Re: Collections

What really matters is what the report direclty from the CRA says.  Creditors do not pull reports from Credit Karma, Credit Sesame, etc and the CRA's are the official record.

Message 2 of 3
kuku4koco
Frequent Contributor

Re: Collections

I would just give it another month... they might be a smidge slower in cleaning up your report.  Hope it works out for you Smiley Wink



EQ: 731 TU: 705 EX: 715

Cap1 QS: 9k USBank: 7k Amex BCE: 14.1k BoA: 8k Discover: 4.4k CareCredit: 12k *Various Store Cards: 18.7k
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