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What, if anything, would be the effect on my Fico score, (upper 600's, if i wrapped all 4 into my lowest interest card
Not good to max out any one card.
What is your balance on the other cards?
@easyhay wrote:What, if anything, would be the effect on my Fico score, (upper 600's, if i wrapped all 4 into my lowest interest card
No one can answer that until you are more open about what you intend to do and a bit more info. about your credit profile. Also, other factors come into play in helping your score go up and not just credit cards alone.
Lastly, what you intend to do might not help your scores as you are not reducing utilization nor reducing the debt.