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List of known credit bureaus to keep on ice? I want to make sure im locked down
I know
Lexis Nexus
innovis
IDRCS? (The one US Bank pulls?)
CheckSystems
EWS
TeleCheck
The three major (transunion, equifax, experian)
Except in cases of actual ongoing identity theft, I don't get the urge to freeze...
...but for those who do, the CFPB list may be handy:
http://files.consumerfinance.gov/f/201604_cfpb_list-of-consumer-reporting-companies.pdf
It's not about the bureaus but your specifical goals and preferences. I didn't freeze any in the past and had no problems. However, I have now frozen some of the secondaries.
Take a look at the list and decide which ones you want to freeze.
http://files.consumerfinance.gov/f/201604_cfpb_list-of-consumer-reporting-companies.pdf
If your issue is one or identity theft, you have the option of a fraud altert under FCRA 605A rather than a more comprehensive freeze.......