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Call them and ask them to credit the charge.
In the future I would try not to be $29 away from being maxed out! Because 1) bad for your score, 2) avoid adverse action, 3) you will be much less stressed.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










If they charged your credit card, then you have the right to file a dispute under the Fair Credit Billing Act within 60 days of the contested billing.