cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Check Total annoying!!!

tag
Anonymous
Not applicable

Credit Check Total annoying!!!

I signed up for the $1 7 day trial on may 16. I am very much aware that i do have to cancel it within that 7 days so that i dont get charged again. So i cancelled it on may 20. I check my chase today and saw that I got charged the 29.95 monthly fee! Not to mention my freedom is almost maxed out that because of them charging me, I went over my limit! I immediately payed the amount that went over. I am just so furious because I kept that cancellation email just in case something like this happens. The rep told me my membership has been cancelled but i would still have access until the 26th and then on the 26th they charged my card!
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Credit Check Total annoying!!!

Call them and ask them to credit the charge.  

 

In the future I would try not to be $29 away from being maxed out!  Because 1) bad for your score, 2) avoid adverse action, 3) you will be much less stressed.

Message 2 of 6
Anonymous
Not applicable

Re: Credit Check Total annoying!!!

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^ +1
Message 3 of 6
RonM21
Valued Contributor

Re: Credit Check Total annoying!!!

Sorry this happened. Make sure they credit you.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 6
RobertEG
Legendary Contributor

Re: Credit Check Total annoying!!!

If they charged your credit card, then you have the right to file a dispute under the Fair Credit Billing Act within 60 days of the contested billing.

Message 5 of 6
Anonymous
Not applicable

Re: Credit Check Total annoying!!!

I am aware I should not be maxing out my card, but I think you all know that things happen that we dont expect. I am working on paying it off. Anyway, they did give me a refund. Its just so frustrating because Ive seen online that it happens pretty often.
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.