Re: Credit Check Total or MyFico??

Anonymous · ‎12-14-2015

Good Day! Okay, which one do you like and why? Credit Check Total or MyFico? I have Credit Check (not credit check total) via USAA, and it's Fako scores, no Fico 8. Please, share your stories??

Anonymous · ‎12-14-2015

@Anonymous wrote:
Good Day! Okay, which one do you like and why? Credit Check Total or MyFico? I have Credit Check (not credit check total) via USAA, and it's Fako scores, no Fico 8. Please, share your stories??

I prefer CCT for the increased report access and lower price (if you call to cancel the 7 day trial they will offer it to you at half price). MyFICO has the advantage of the additional score models.

Anonymous · ‎12-14-2015

I started with a MyFico subcription. It was nice to see all of the scores, but wasn't sure about $30/mo. I then found out about Credit Check Total. I tried the 7-day deal and cancelled at the end. They offered me half price for a year (I've heard of some people getting even longer), so I've kept it. I now have a couple of cards that give me a Fico score, so not sure how long I will keep it.

Anonymous · ‎12-14-2015

Cct combined with credit karma forever, 15 bux and I always know my stats

Anonymous · ‎12-14-2015

I couldn't locate an app for CCT. Do they not have android app?

Anonymous · ‎12-14-2015

I used Myfico and CCT for awhile. I stayed with CCT because it was half price and I got it for 5 years. I like the fact I get the CR monthly vs every 3 month.

I do however like the layout of Myfico over CCT, i like the fact it keeps the scores updated. I like there's an APP.

Its a hard choice so I'm probably going to renew my fico at the end of the month and keep them both again. I would like it if myfico offered a discount, It would make my decision easier. lol. Between two of us its gets expesive thats forsure.

crrredit · ‎12-14-2015

I have them both. Got MyFICO for a deal at $19.95, but I only get one 3B report a year, not quarterly. My next 3B report is 1/1/16, so I'm hanging onto it to at least get that report. CCT is probably a better deal if you have to pick one. Between those two plus Credit Karma, I get a pretty full picture, for a total of $35/month.