Credit Check Total or MyFico??

[Kidcat]

I had both myfico and CCT.  Finally settled on just CCT.  Primarily because where I live 85-90% of the app pulls are EXP.  So that's the report I need to pay the most attention to.  I get my free scores for TU from Discover and Barclays.  Credit Karma for TU and EQ reports.  All basis covered  Also CCT $15 per month for 5 years.  

[Anonymous]

Jager what do you mean? EX refreshes everydsy

[takeshi74]

Not using either as I don't really need a service for FICO's.  I get some from different cards but the report data is more important to me.  I just need a source for EX report data to complement CK.

[Anonymous]

www.credit.com covers the VantageScore 3.0 from Experian, for free. Updates once a month. That plus CK covers all three agencies at least once a month. All VantageScores though, no FICO.

[manyquestions]

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@JagerBombs89 wrote:

Well since CCT doesn't allow me to refresh anything daily, I decided I am canceling CCT after trial.  Too many free options available.

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It updates daily after the trial period ends.  Call to cancel anyway and they will offer it to you for half price.  CCT is useful if you want to get daily Experian FICO score and report along with a monthly FICO score and report for TU and EQ.  I think it is the best deal for that sort of thing right now.

[Anonymous]

Perfect for rebuilding , seriously

[JagerBombs89]

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@manyquestions wrote:

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@JagerBombs89 wrote:

Well since CCT doesn't allow me to refresh anything daily, I decided I am canceling CCT after trial.  Too many free options available.

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It updates daily after the trial period ends.  Call to cancel anyway and they will offer it to you for half price.  CCT is useful if you want to get daily Experian FICO score and report along with a monthly FICO score and report for TU and EQ.  I think it is the best deal for that sort of thing right now.

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Yea they offered me 50% off for the next 5 years.  Declined the offer and just canceled.

[Anonymous]

I did that bc I didn't realize how much I needed it st the time as called back over a month later ad asked if they would honor the offer and thry didn't even hesitate or try to tell me it'd be 30 a month

[olehammer]

I'm currently using CCT in combination with Credit Karma and Credit.com. I def think it's worth the $15 promo rate to get legit FICO 8 scores monthly.

[Anonymous]

Just for the sake of info, there's another site offering FREE WEEKLY TU reports and scores and  PAID DAILY TU reports and scores for $7.95/mo (their Silver plan). Funny thing is, they don't advertise the paid plans at all, so no one can know about them unless they sign up for the free plan first.

http://my.bankrate.com

Adrian