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Is this EX score FICO or FAKO? Do you know your other FICO Score? You will lose points if postive TLs fall off your crs. Are you sure you have no baddies? What is your cc util (utilization)?
Nfzgrld wrote:
The past few months I've started to keep tabs on my credit reports and scores as there are some things I want to do and I realize I need to improve my credit situation. Unfortunately, it seems like no matter what I do, even if it's nothing, I keep having setbacks. For instance. A week ago my Experian score was 740. Now it's 680. It's gone from being rated excellent to good. The rest of my credit report has not changed at all. Nothing new happened, and nothing new seems to have been reported. Something else is really giving me grief as well. There are several older positive items on my reports, stuff like old car loans that were paid off, etc. On my experian report they are all still there, on the other two they are not, even though they were there a couple of months ago. Can anyone tell me what that is all about?