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Credit Inform is out.

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LShawn08
Frequent Contributor
‎05-15-2014 02:08 PM
‎05-15-2014 02:08 PM

Credit Inform is out.

Just got a letter from The Jones son Capital One. Credit Inform will no longer be used as of June of this year. Anyone else get this letter ? I used but barely. Will the free report be just as good or a step down?
Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards





If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 1 of 8
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injustifiiable
Valued Contributor
‎05-15-2014 04:15 PM
‎05-15-2014 04:15 PM

Re: Credit Inform is out.

I haven't yet but makes sense since they are using the service powered by Credit Karma now....

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 8
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LShawn08
Frequent Contributor
‎05-15-2014 04:22 PM
‎05-15-2014 04:22 PM

Re: Credit Inform is out.

Seriously Credit Karma? Why not Experian or Eq ?
Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards





If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
Message 3 of 8
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bigblue7722
Valued Contributor
‎05-17-2014 11:54 AM
‎05-17-2014 11:54 AM

Re: Credit Inform is out.

yeah capital one really missed the ball on this one. CK scores are almost always lower than true FICO scores because CK doesnt take into consideration closed accounts for AAOA. 

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
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d12
New Contributor
‎05-17-2014 12:49 PM
‎05-17-2014 12:49 PM

Re: Credit Inform is out.

@LShawn08 wrote:
Just got a letter from The Jones son Capital One. Credit Inform will no longer be used as of June of this year. Anyone else get this letter ? I used but barely. Will the free report be just as good or a step down?

I just got my letter yesterday from Capital One.  I actually liked seeing my score each month (even though it was a FAKO) and will miss it.

Cap One Quicksilver ($10,000); Barclays Rewards WMC ($7200); Lowes ($4050); Wal-mart ($3250); HSN ($1800); Amazon ($2300); Sportsmans Guide Visa ($1400); Target ($700); Victoria's Secret ($900)

EX: 806, EQ: 780, WM TU: 806
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Whitneyy
Valued Contributor
‎05-17-2014 04:52 PM
‎05-17-2014 04:52 PM

Re: Credit Inform is out.

I got the letter, I was kinda upset because I liked this program even though it only updated my reports every quarter I still liked the scoring.

 

 

GOAL - 700 FICO across the board!
Message 6 of 8
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gh17
Frequent Contributor
‎05-18-2014 11:34 AM
‎05-18-2014 11:34 AM

Re: Credit Inform is out.

@bigblue7722 wrote:

yeah capital one really missed the ball on this one. CK scores are almost always lower than true FICO scores because CK doesnt take into consideration closed accounts for AAOA. 

Funny, my Credit Karma score is almost always higher than my FICO score.  I have a few closed accounts - student loans that transferred companies - that are among my oldest accounts, so you would think it'd be the other way around.  Who knows, I guess something else is coming into play.

 

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 10,000 (2013) | Discover It 31,000 (2014) | Chase Freedom 9000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 840 Discover/Barclays/BofA TU, 869 Citi Equifax
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LShawn08
Frequent Contributor
‎05-20-2014 01:37 AM
‎05-20-2014 01:37 AM

Re: Credit Inform is out.

Craptastic! 

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards





If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe
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