Credit Inform is out.

LShawn08 · ‎05-15-2014

Just got a letter from The Jones son Capital One. Credit Inform will no longer be used as of June of this year. Anyone else get this letter ? I used but barely. Will the free report be just as good or a step down?

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe

injustifiiable · ‎05-15-2014

I haven't yet but makes sense since they are using the service powered by Credit Karma now....

LShawn08 · ‎05-15-2014

Seriously Credit Karma? Why not Experian or Eq ?

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe

bigblue7722 · ‎05-17-2014

yeah capital one really missed the ball on this one. CK scores are almost always lower than true FICO scores because CK doesnt take into consideration closed accounts for AAOA.

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.

d12 · ‎05-17-2014

@LShawn08 wrote:
Just got a letter from The Jones son Capital One. Credit Inform will no longer be used as of June of this year. Anyone else get this letter ? I used but barely. Will the free report be just as good or a step down?

I just got my letter yesterday from Capital One. I actually liked seeing my score each month (even though it was a FAKO) and will miss it.

Cap One Quicksilver ($10,000); Barclays Rewards WMC ($7200); Lowes ($4050); Wal-mart ($3250); HSN ($1800); Amazon ($2300); Sportsmans Guide Visa ($1400); Target ($700); Victoria's Secret ($900)

EX: 806, EQ: 780, WM TU: 806

Whitneyy · ‎05-17-2014

I got the letter, I was kinda upset because I liked this program even though it only updated my reports every quarter I still liked the scoring.

GOAL - 700 FICO across the board!

gh17 · ‎05-18-2014

@bigblue7722 wrote:
yeah capital one really missed the ball on this one. CK scores are almost always lower than true FICO scores because CK doesnt take into consideration closed accounts for AAOA.

Funny, my Credit Karma score is almost always higher than my FICO score. I have a few closed accounts - student loans that transferred companies - that are among my oldest accounts, so you would think it'd be the other way around. Who knows, I guess something else is coming into play.

LShawn08 · ‎05-20-2014

Craptastic!

Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards

If all pork chops were perfect, we wouldn't have hot dogs! -Steven Universe