Credit Inquiry

[Anonymous]

On a somewhat related note, the  opt out program is a sham.  I get MORE unsolicited offers since I did this:  www.optoutprescreen.com

It is about the same as the DNC list which is just a way to advertise your telephone number, instead of the reverse.

[Anonymous]

So this First USA inquiry ... how do I know whom to contact to get it removed?  Should I call True Credit?

[Anonymous]

Happy, can you give advice on 2 unauthorized hard pulls... letters sent to addresses on CR, came back "unable to forward" and "unable to deliver." Contacted TransUnion by letter. They respond with, too bad, you have to contact creditor directly. DH calls TU to tell full details. He had to go through two CSRs and one "supervisor" in special handling who all say, "we can't delete, we can't recode, this info is verified" even through DH keeps saying, "I don't know these companies,did not apply for cerdit, how are YOU verifying that they had PP when they are not able to confirm it to me or you?"

Nothing. They just say call FTC. What do we do next?

[haulingthescoreup]

---

@Anonymous wrote:

So this First USA inquiry ... how do I know whom to contact to get it removed? Should I call True Credit?

---

Micaela, I'm sorry that I missed this first time through. Chase inquiries show up as First USA. So this presumably is from your initial app for the Chase card. If so, you're OK on this one.

[Anonymous]

THANK YOU for telling me Chase = First USA!  As far as the timeshare, I should just call them up?