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Credit Karma Score hasn't changed since Oct...

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FocusedAndDetermined
Senior Contributor

Credit Karma Score hasn't changed since Oct...

Am I the only one who finds CK useless except for monitoring activity? 

 

Since Oct., I have paid off 2 student loans, had a balance ranging between $50 - $1,600 report, had multiple CLIs and opened 1 new acct.  Score has not moved a single point in either direction.  This just  seems to defy reason, even if it is the wild and whacky world of credit.  Anyone else have a similar situation?

Message 1 of 17
16 REPLIES 16
avv7c0
Regular Contributor

Re: Credit Karma Score hasn't changed since Oct...

Same here. Report updates, but score stays the same. Vantage score in there has updated, but not the main score they show.
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Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
Message 2 of 17
Kenny
Moderator Emeritus

Re: Credit Karma Score hasn't changed since Oct...

Weird! My account updates. Smiley Sad

Message 3 of 17
gdale6
Moderator Emeritus

Re: Credit Karma Score hasn't changed since Oct...

I do not use CK for score its worthless and what you are saying is pretty much true it rarely moves, all I do with CK is monitor TU.

Message 4 of 17
yudeology101
Senior Contributor

Re: Credit Karma Score hasn't changed since Oct...


@gdale6 wrote:

I do not use CK for score its worthless and what you are saying is pretty much true it rarely moves, all I do with CK is monitor TU.


+1.  My CK scores haven't changed in like 7 months, but the Vantage scores seems to be the only one changing on a weekly basis.  Needless to say though, we all know that CK scores is for entertainment purposes and for account alerts.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 17
Pat94108
Frequent Contributor

Re: Credit Karma Score hasn't changed since Oct...

When I used CK I used to have the same complaints, which is why I stopped using it. It's worthless for scores, good for alerts. 

Message 6 of 17
FocusedAndDetermined
Senior Contributor

Re: Credit Karma Score hasn't changed since Oct...


@gdale6 wrote:

I do not use CK for score its worthless and what you are saying is pretty much true it rarely moves, all I do with CK is monitor TU.


I keep CK only for monitoring activity.  Although the range/numbers used by CS are different, the fluctuations are pretty much inline with acutal EX.

Message 7 of 17
FocusedAndDetermined
Senior Contributor

Re: Credit Karma Score hasn't changed since Oct...


@yudeology101 wrote:

@gdale6 wrote:

I do not use CK for score its worthless and what you are saying is pretty much true it rarely moves, all I do with CK is monitor TU.


+1.  My CK scores haven't changed in like 7 months, but the Vantage scores seems to be the only one changing on a weekly basis.  Needless to say though, we all know that CK scores is for entertainment purposes and for account alerts.


Gee, let's put our heads together to see if we can figure out why your Vantage score changes on a weekly basis.Smiley SurprisedSmiley Tongue

Message 8 of 17
myjourney
Super Contributor

Re: Credit Karma Score hasn't changed since Oct...

Mine stayed the same score for 4 months Smiley Mad

Just updated last monthSmiley Surprised

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 17
-Wade-
Valued Contributor

Re: Credit Karma Score hasn't changed since Oct...


@KennyS2006 wrote:

Weird! My account updates. Smiley Sad


+1 mine updates too

 

EDIT:  I  just can't get to that darn 900 thoSmiley Sad(( ..... only 897

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 10 of 17
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