Credit Karma Score

[mipema]

Just checked Credit Karma Score right after checking the WaMu PFico score, and there is an 8 point increase from 716 to 724.  Second time my score has jumped in two months.  First time on June 7th from 712 to 716, and again today from 716 to 724.  WooHoo!!!

[Anonymous]

that credit karma  score is wack , my score raise 4 points with CC B go 0%-90%

[Anonymous]

I wouldn't pay attention to the score itself much but the changes in the score will give you an indication of the direction your "real" scores are going.

[Anonymous]

The CK score is just another FAKO. In the past 2 weeks my CK score has jumped to 719, while my TU FICO hasn't moved from 692.

[Anonymous]

My Fico EX ent down one pt probably from a Verizon pull (they said they wouldn't do hard pull but did any way.)

My Fico scores stay the same no matter what except for pt for inquiry.  They will go down if you don't use a card or two.

[demi]

Mine has been at 712 for about 6 weeks, since the first day I registered on the site.  Of course, my ficos are all stagnant as well.  But, I was wondering, since the example on the site is also 712 - at least now I know people do have other numbers !

[Anonymous]

CreditKarma is a FAKO, like TrueCredit and the others.

Mine was nearly 100 points lower than my actual FICO. For myself, and some others I've talked with, CreditKarma is TU score.

I've had FAKOs decrease when my FICO increased, and have had them increase when my FICO decreased, and have had them go in the same direction as my FICO.

You can't ever tell with FAKOs. No set pattern or prediction.

[demi]

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You can't ever tell with FAKOs. No set pattern or prediction.

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And, how is this different from FICO's ?

[mipema]

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mipema wrote:

Just checked Credit Karma Score right after checking the WaMu PFico score, and there is an 8 point increase from 716 to 724.  Second time my score has jumped in two months.  First time on June 7th from 712 to 716, and again today from 716 to 724.  WooHoo!!!

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Another bump in score from 724 to 727 today 8/14.  FAKO is on the way up - TU FICO however, remains stagnant at 703.  I really want to make the 720+ club on all three so I can finally buy my house.

TU 703, EQ 699, EX 705 as of 7/27/08

[marty56]

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lakers81 wrote:

I wouldn't pay attention to the score itself much but the changes in the score will give you an indication of the direction your "real" scores are going.

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Welcome to the forum.

I dont know about Credit Karma scores but TC FAKO scores are useless in even predicting  if your FICO score changed.  As someone who got burned twice by assuming there was a change in my FICO score when the FAKO score changed.

IMHO I  would not bet my $15 on getting a FICO score here based on a chnage in any FAKO scores.