Re: Credit Karma reported alert before MyFico..Hmm

Life_take2 · ‎09-12-2018

Weird. Earlier this month, I dropped my NFCU balance by $1,000 and additionally, at the time my statement cycled, they raised my line to 20.8K (3.5K CL raise yea !). It was odd to see that didn't trigger an 'alert' for MyFico but did for Credit Karma. Gives me pause that my free service seems to be more in-tune than my $30/mo Ultimate product is, odd.

BK7 -9/15 Starting EQ-571 | TU-528 | EX-572 ---> May '25- Fico8: EQ-826 | TU-817| EX-809 Fico9: EQ-827| TU-824 | EX-822

Amazon Store 10,000 * Apple Card-GS 12,000 * Barclay View 11,400 * Citi Costco Visa 8,100 * * Citi BB Visa 10,000 * Citi Strata Premier 8,900 * Discover 8,100 * Discover Miles 14,500 * Eddie Bauer 4,000 * Home Depot 10,000 * HSN 10,000 * Kohls 3,500 * NFCU Flagship 38,000 * NFCU AMEX 33,000 * Nusenda PLOC 20,000 PenFed Gold 12,500 * Sam's Club MC 20,000 *Wells Fargo Platinum 1,100 * Wells Fargo Autograph 20,000 * Wells Fargo Reflect 10,000
Total CL $264,100 Util% Sub 1% AAOA: 62 Mo

Anonymous · ‎09-12-2018

I've found CK to be the fastest at alerting me to credit changes. Some changes don't trigger an alert on MyFICO.

Anonymous · ‎09-12-2018

@Life_take2It was odd to see that didn't trigger an 'alert' for MyFico but did for Credit Karma. Gives me pause that my free service seems to be more in-tune than my $30/mo Ultimate product is, odd.

Disappointing maybe, but not odd. Many on this forum have reported CK alerts to be of the quickest and MF alerts to be some of the slowest. I agree that a paid for product should deliver better results.

Medic981 · ‎09-12-2018

I have about every CMS and CK is quick to alert however myFICO will beat them from time to time. Other CMS will be alerting me days if not a week after CK and myFICO have.