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Credit Monitoring FICO vs FAKO

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Anonymous
Not applicable

Credit Monitoring FICO vs FAKO

Hi all,

 

 

 I am in the process of repairing my credit and need advice on which credit monitoring service to use. I started off with TrueCredit but recently found out that it uses a Vantage score and not a Fico. I switched to mycreditkeeper.  I was told that this score is a blend between a Beacon and a Fico. Can anyone tell me which service will give scores that are at least comparable to Fico scores?

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Credit Monitoring FICO vs FAKO

There are no scores that are comparable to FICO scores.  If they are close to your FICO score it is pure coincidence.

 

MyFICO does offer FICO scores for TU and EQ. 

Message 2 of 6
MidnightOwl
Regular Contributor

Re: Credit Monitoring FICO vs FAKO

I just cancelled Truecredit ( not happy with their service ) and I was thinking of going with credit check total. Does anyone know if they are a good monitoring service ?

Message 3 of 6
fused
Moderator Emeritus

Re: Credit Monitoring FICO vs FAKO

Here is a fabulous thread created by one of the other mods, llecs.

 

Credit Monitoring Service Guide

 

 

Message 4 of 6
Anonymous
Not applicable

Re: Credit Monitoring FICO vs FAKO

Myfico scores are the only true scores...and they offer eq and trans. You can get them thru this site. this site has been great for me.

Message 5 of 6
MarineVietVet
Moderator Emeritus

Re: Credit Monitoring FICO vs FAKO

 


@Anonymous wrote:

Myfico scores are the only true scores...and they offer eq and trans. You can get them thru this site. this site has been great for me.


 

That's not quite true. You can also purchase your Equifax score at www.equifax.com (If you look hard enough) and your Transunion score at www.transunioncs.com. However if you do buy at myfico I suggest you do an internet search for "myfico discount codes" to save a little money.

 

 

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

 

 

 

Message 6 of 6
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