Hey all, so I have all 3 of my reports frozen. I would like to be able to monitor all of my reports and was wondering what everyone's solution is here. I'd like to use the feedback to inform my decision on which products to use. Thanks in advance
When my reports are frozen, the TU scores from Walmart and Discover continued to update for me. I did not have Barclay at the time, but I imagine it would have updated also. Credit Karma seemed to be updating too - both the monitoring and scoring. The monitoring I purchased from USAA still worked, but the scores did not update. Credit Sesame also continued to monitor, but failed to update the score.
NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Both Karma and Sesame can't access the reports due to the freeze, I just tried
Do you guys think I have to unfreeze initially, to grant access ???
Then that's odd, because the message I got was that my credit file could not be retrieved due a freeze on my report
They had to have had access to your reports before the freeze to be able to continue to pull through the freeze.
If you didn't have the service before you froze the reports you will need to unfreeze then try again before re-freezing.
If you didn't have the service before you froze the reports you will need to unfreeze then try again before re-freezing.
Mint seems to pull equifax data, although I am not sure if it's your actual Fico. If I do Mint, should I also do credit karma or credit sesame ???