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Credit Question related to Identity Theft ---- help!

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CuriousTeacher22
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Credit Question related to Identity Theft ---- help!

My boyfriend's father stole his identity since they have the same name.  Ruined his credit for exponential years. He  cannot get a loan for a car, home, etc. I find this unbelievable. This cannot be right nor fair! Is there anything he can do to get approved for loans? Get his father's activity expunged? 
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llecs
Moderator Emeritus

Re: Credit Question related to Identity Theft ---- help!

He could, but it would involve a police report. I certainly would understand if he didn't want to go that route.

Otherwise, he may just be limited to disputing what isn't his. Very likely it would come back as verified. From that point forward, you'd have repair which may result in your BF paying those debts.

Did any of those debts or "opened" dates on the CRs occur when your BF was a minor? Does he suspect that there are new accounts being opened now?
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