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Credit Report Remarks - "DRG"?

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shane82388
Established Contributor

Credit Report Remarks - "DRG"?

So I checked my Transunion credit report and it has the remark "DRG" on a few months...they were paid on time, and say "OK" for the reporting...I dont know what this means?

 

It doesnt appear bad but DRG sure seems like "derogitory" or soemthing?

 

drg.png

 

 

This is for my Capital One Platinum card by the way.

Message 1 of 11
10 REPLIES 10
HiLine
Blogger

Re: Credit Report Remarks - "DRG"?

Looks like a report error to me. DRG would probably mean derogatory. 

Message 2 of 11
Anonymous
Not applicable

Re: Credit Report Remarks - "DRG"?

I've been looking but can't find anything definitive.

 

Did your score drop?

 

 

Message 3 of 11
shane82388
Established Contributor

Re: Credit Report Remarks - "DRG"?


@Anonymous wrote:

I've been looking but can't find anything definitive.

 

Did your score drop?

 

 


I havent noticed any hits yet.

Message 4 of 11
djc1puno
Valued Contributor

Re: Credit Report Remarks - "DRG"?

Agree w hiline drg = derogatory Smiley Sad


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 5 of 11
PCMedic
New Contributor

Re: Credit Report Remarks - "DRG"?

This has me curious (and concerned) as I just checked my TU score via Walmart. I know it is a FAKO, but shows it dropped 24 points and reason listed is "Recent Late or Missed Payment". I have never been late or missed a payment. Wondering if something is screwey with TU's reporting. Hate to pay to pull my report to find it is not really showing any late or missed pays.!

 

Scores Credit Karma TU=697 Vantage 727 | WalMart TU=709 | CreditSesame Exp=739 | Exp. FICO = 739 Barclays TU=706 Discover IT = 702

Discover IT $14,900 | BJ's Perks MC $5500 | TD Bank Visa Signature $5000 | Capitol One QuickSilver One $1600 | Capitol One Platinum Prestige $3000 | Merrick $4000 | Walmart $50000 | PayPal CS $1400 | Fingerhut $1800 | OCCU Duck $5000 | SG Visa $2000
Message 6 of 11
USF813
Frequent Contributor

Re: Credit Report Remarks - "DRG"?

I can answer this question, because I was doing a little investigating. I noticed DRG on my mortgage report by TU. It stands for "disp investigation completed - report by guarantor" or "disp invg comp - rpt by grntr". If you get a TU report mailed to you you'll see it on the first page about half way down. It's sortof hidden but it's there. Hope this helps. Smiley Happy

Message 7 of 11
injustifiiable
Valued Contributor

Re: Credit Report Remarks - "DRG"?


@shane82388 wrote:

So I checked my Transunion credit report and it has the remark "DRG" on a few months...they were paid on time, and say "OK" for the reporting...I dont know what this means?

 

It doesnt appear bad but DRG sure seems like "derogitory" or soemthing?

 

drg.png

 

 

This is for my Capital One Platinum card by the way.


If you can get a printed report, it will list the definitions of any "special" remarks. Mine showed "PDE" for my deferred student loans.

 

Maybe it might show in the beginning of the online version...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 8 of 11
shane82388
Established Contributor

Re: Credit Report Remarks - "DRG"?


@injustifiiable wrote:

@shane82388 wrote:

So I checked my Transunion credit report and it has the remark "DRG" on a few months...they were paid on time, and say "OK" for the reporting...I dont know what this means?

 

It doesnt appear bad but DRG sure seems like "derogitory" or soemthing?

 

drg.png

 

 

This is for my Capital One Platinum card by the way.


If you can get a printed report, it will list the definitions of any "special" remarks. Mine showed "PDE" for my deferred student loans.

 

Maybe it might show in the beginning of the online version...


Yeah i believe it was saying "DRG - Derogitory".

Message 9 of 11
Anonymous
Not applicable

Re: Credit Report Remarks - "DRG"?

Remarks Key:

Additionally, some creditors may notate your account with comments each month. We refer to these creditor comments as 'Remarks'. The key below gives the descriptions of the abbreviated remarks contained in your credit file. Any remark containing brackets > < indicates that this remark is considered adverse.

AID ACCT INFO DISPUTED BY CONSUMR

>CLA< PLACED FOR COLLECTION

DRC DISP INVG COMP-CONSUM DISAGRS

DRG DISP INVG COMP-RPT BY GRNTR

PDE PAYMENT DEFERRED

>PRL< UNPAID BALANCE CHARGED OFF

Message 10 of 11
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