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Credit Report

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M_Smart007
Legendary Contributor

Re: Credit Report

@thornback Please let me know when you are typingSmiley Very Happy

Message 21 of 36
AllZero
Mega Contributor

Re: Credit Report


@thornback wrote:

is typing...


Image result for someone is typing icon gif

Message 22 of 36
thornback
Senior Contributor

Re: Credit Report


@M_Smart007 wrote:

@thornback Please let me know when you are typingSmiley Very Happy


@AllZero is in charge of the 'so-and-so is typing' indicator....   

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 23 of 36
thornback
Senior Contributor

Re: Credit Report


@AllZero wrote:

@thornback wrote:

is typing...


Image result for someone is typing icon gif


You're a little late... but thank you!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 24 of 36
AllZero
Mega Contributor

Re: Credit Report

Lolz. I'm on it!

Message 25 of 36
blindambition
Senior Contributor

Re: Credit Report


@Anonymous wrote:

I spoke with someone at Equifax, they stated all my accounts are still showing and that its Credit Karma with the error. I have asked them to send me a copy of my report. 


I'm so happy to hear this. One of my worst fears is this scenario. I'd probably have a panic attack.

Message 26 of 36
thornback
Senior Contributor

Re: Credit Report


@blindambition wrote:

@Anonymous wrote:

I spoke with someone at Equifax, they stated all my accounts are still showing and that its Credit Karma with the error. I have asked them to send me a copy of my report. 


I'm so happy to hear this. One of my worst fears is this scenario. I'd probably have a panic attack.


OMG Same.   I try to sound really calm and collected when telling someone else that the 'split file' may be the issue and they should just try to be patient while having it resolved -  but I know good darn well I'd be having a dang coniption if it were me.  lol.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 27 of 36
Anonymous
Not applicable

Re: Credit Report

I had a panic attack when I seen it. I thought my hard work went to waste. I've been reestablishing my credit.

Message 28 of 36
blindambition
Senior Contributor

Re: Credit Report


@thornback wrote:

@blindambition wrote:

@Anonymous wrote:

I spoke with someone at Equifax, they stated all my accounts are still showing and that its Credit Karma with the error. I have asked them to send me a copy of my report. 


I'm so happy to hear this. One of my worst fears is this scenario. I'd probably have a panic attack.


OMG Same.   I try to sound really calm and collected when telling someone else that the 'split file' may be the issue and they should just try to be patient while having it resolved -  but I know good darn well I'd be having a dang coniption if it were me.  lol.


I understand. With stress and my social anxiety, I either freeze or cry. Neither would help. 😂 

Message 29 of 36
thornback
Senior Contributor

Re: Credit Report


@blindambition wrote:


I understand. With stress and my social anxiety, I either freeze or cry. Neither would help. 😂 


Awww.  Fingers crossed you are never forced to post anything of the sort.... but if you do, I promise I'll be there with a calm & collected post about patience!  

(tho now that you know I'm full of crap that may not be helpful either...lol)

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 30 of 36
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