I have a Judgement on a CC by a CA. Now the judgement is showing along with the original CC Bank which is shown as a chargeoff. Means both the chargeoff and Judgement are showing.
Have you tried to make settlement and remove the judgement? It is possible to get both judgement and charge off removed if your CA is willing to work with you. Make a settelement in a way they file a nonsuit with the court. Though there is no guarantee, that could help you get both the Judgement and CO removed.
MM2 try negotiating with the CA. They might settle the amount for lot less that what you think. I made settlements for as little as 30% and had them delete it. There is no harm in disputing CO. Send a letter and see what happens.
