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Credit Reporting

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nesha26
Established Member

Credit Reporting

Hello To All,I'm wondering Is Myfico the best and most accurate website to obtain your credit report?
On Equifax I now have 1 account in collection where as a few months ago I had 4 showing on Equifax I did some disputing awhile back but I never received anything in the mail saying those accounts were deleted I hope this is accurate info and I really do have just 1 account in collection that I'm working on taking care of but I'm wondering If I obtain the reports elsewhere will those other 3 collections show up or just believe what is in the Myfico report?Thank you in advance.
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Credit Reporting

I would say that TC gives a clear overview of all 3 CRA's

You can get free reports from TU and EX anytime.

Annualcreditreport.com you can get a free one every year.

MyFico is the only place to get your scores.
Message 2 of 4
Anonymous
Not applicable

Re: Credit Reporting



nesha26 wrote:
Hello To All,I'm wondering Is Myfico the best and most accurate website to obtain your credit report?
On Equifax I now have 1 account in collection where as a few months ago I had 4 showing on Equifax I did some disputing awhile back but I never received anything in the mail saying those accounts were deleted I hope this is accurate info and I really do have just 1 account in collection that I'm working on taking care of but I'm wondering If I obtain the reports elsewhere will those other 3 collections show up or just believe what is in the Myfico report?Thank you in advance.


Welcome neshe, Myfico is where you will always get your real FICO scores. Read this thread it will tell you about FAKO scores.
 
 
I have never pulled my reports from myfico so I can not tell you anything about that BUT
A dispute can take between 30 - 45 days to complete! After that you should receive an updated report from each CRA.   Has it been that long since you filed?
 
I will let someone else that knows about pulling CR from myfico  answer you.
Message 3 of 4
nesha26
Established Member

Re: Credit Reporting

Thank you both. 

myFico is the best.!

Best Wishes

Message 4 of 4
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