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Credit Score Simulators

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Anonymous
Not applicable

Credit Score Simulators

Hello, gang! Are there any simulators out there worth noting or are they all pretty much crap? Even the simulator here at myFICO is terribad. And why is it there is never an option to simulate changes to having derogs paid or removed?

(And yes, simulators are a no-no -- I know-know. Alas, they help motivate...)

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Credit Score Simulators

None are accurate - they simply don’t take enough factors into account. I’ve seen two of them tell me that paying my balances down to 1% will cost me upwards of 20 points.

Ignore them.
Message 2 of 11
M_Smart007
Legendary Contributor

Re: Credit Score Simulators


@Anonymous wrote:

Hello, gang! Are there any simulators out there worth noting or are they all pretty much crap? Even the simulator here at myFICO is terribad. And why is it there is never an option to simulate changes to having derogs paid or removed?

(And yes, simulators are a no-no -- I know-know. Alas, they help motivate...)


 

When The Devil answers you, You know they (simulators) can't be good!Smiley Very Happy 

 

+1 for @Anonymous Smiley Wink

 

 

 

Message 3 of 11
Anonymous
Not applicable

Re: Credit Score Simulators

😂😂😂
Message 4 of 11
mmajer4211
Regular Contributor

Re: Credit Score Simulators


@Anonymous wrote:

Hello, gang! Are there any simulators out there worth noting or are they all pretty much crap? The ones I have used have been so far off it's not even funny. Even the simulator here at myFICO is terribad. And why is it there is never an option to simulate changes to having derogs paid or removed? This is a great question. 

 

I think that there should be a better way to simulate scores. The problem is that the way that credit scores are calculated is impossible to understand!! Well for me anyway. I think having an accurate score simulator would boost confidence, put people on the right track, and keep people on the right track. 



 

MASSIVE OVERHALL (48) MONTHS IN



Message 5 of 11
GApeachy
Super Contributor

Re: Credit Score Simulators


@Anonymous wrote:

terribad



This ^^^^ is my "word for the day"!  Terribad, terribad, terribad....I like it!Smiley TongueSmiley WinkSmiley Very Happy

My Take Home Pay Don't Take Me Home
Message 6 of 11
M_Smart007
Legendary Contributor

Re: Credit Score Simulators


@GApeachy wrote:

@Anonymous wrote:

terribad



This ^^^^ is my "word for the day"!  Terribad, terribad, terribad....I like it!Smiley TongueSmiley WinkSmiley Very Happy


This ^^^^ is my "word for the day"! ;

 

Message 7 of 11
GApeachy
Super Contributor

Re: Credit Score Simulators


@M_Smart007 wrote:


This ^^^^ is my "word for the day"! ;

 


Image result for no it's not meme

My Take Home Pay Don't Take Me Home
Message 8 of 11
M_Smart007
Legendary Contributor

Re: Credit Score Simulators


@GApeachy wrote:

@M_Smart007 wrote:


This ^^^^ is my "word for the day"! ;

 


Image result for no it's not meme


 

Message 9 of 11
GApeachy
Super Contributor

Re: Credit Score Simulators

T E R R I BAAAAADDDDDD!

Image result for don't tell me to be quiet meme

hahahahaha, lol!

My Take Home Pay Don't Take Me Home
Message 10 of 11
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