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Credit Score dropped 99 points??

micheland30
Established Contributor

Re: Credit Score dropped 99 points??

When I paid off a previous account, my credit score took a 60 point dive. It seems like the credit scoring does not like a $0 balance. Especially if you had that balance for awhile.
Message 11 of 13
takeshi74
Senior Contributor

Re: Credit Score dropped 99 points??


@GalaxyStars wrote:
I pulled a new report and nothing else has changed.

How did you pull the new report?  What report are you comparing it to?

 

There's definitely a cause as any scoring model uses the data in a report to generate a score.

Message 12 of 13
qlcing
New Member

Re: Credit Score dropped 99 points??

Message 13 of 13
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