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Credit Score website

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cc29
New Contributor

Credit Score website

Has anyone had any experience with these websites that offer all 3 credit scores as part of a free trial?  I wanted to know if it was legit.  Thanks!
FICO SCORES: EQ 741
TU 692
EXPERIAN FAKO 746
Message 1 of 4
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llecs
Moderator Emeritus

Re: Credit Score website

This is the only site that offers all three FICO scores together. All the other sites offer fake scores or FAKO scores. These scores have nothing to do with FICO scores and, IMO, is nothing more than a ruse by these companies to make an extra buck off unsuspecting consumers. Lenders don't use these scores and they serve no purpose at all. Though it is a brilliant marketing ploy. Examples include Freecreditreport.com with all of their annoying jingles or TrueCredit. Now some of these sites, like TC, do provide a valuable service in that you can get the reports. I use TC all the time and will use the info from the reports. Whenever I see a change, I'll pull the myFICO report to see the score change.
Message 2 of 4
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llecs
Moderator Emeritus

Re: Credit Score website

This is the only site that offers all three FICO scores together. All the other sites offer fake scores or FAKO scores. These scores have nothing to do with FICO scores and, IMO, is nothing more than a ruse by these companies to make an extra buck off unsuspecting consumers. Lenders don't use these scores and they serve no purpose at all. Though it is a brilliant marketing ploy. Examples include Freecreditreport.com with all of their annoying jingles or TrueCredit. Now some of these sites, like TC, do provide a valuable service in that you can get the reports. I use TC all the time and will use the info from the reports. Whenever I see a change, I'll pull the myFICO report to see the score change.
Message 2 of 4
cc29
New Contributor

Re: Credit Score website

Thank you!
FICO SCORES: EQ 741
TU 692
EXPERIAN FAKO 746
Message 3 of 4
cc29
New Contributor

Re: Credit Score website

Is there a way to get all of the real Fico scores without the reports?  I got the free credit reports a couple of months ago, and also got scores using trials of the products on the CRA's websites.  This was before I found out that I wasn't getting true Fico scores from Experian and TransUnion.  I've got updated credit reports right now from disputes, but I was interested in seeing my Experian and Transunion scores.
FICO SCORES: EQ 741
TU 692
EXPERIAN FAKO 746
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.