@Anonymous wrote:
I have a current balance of about 2400 on a 3000 limit and a 400 balance on a 900 limit. I got all 3 scores from True Credit? My husband & I want to purchase a house in about a year and I am trying to get my scores up-his are above 700.
Getting your utilization down will help a lot! Right now you're showing 3900 in CL's and 2800 in balances. To figure your utl, divide the balances by the CL. Your utl is at 71.8%. (2800 / 3900= 71.79) Ideally, it should be 9-10%. Start by paying those down as fast as you can and you should see a pretty good jump in your scores. You'll also save a lot in the way of interest.
D-R
Message Edited by Desert-Rat on 08-24-2009 09:00 PM
