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Credit Scores Update!

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Neches7
Valued Member

Credit Scores Update!

Hi everyone, It's been a couple months since I made a post regarding My rebuild. My numbers went from a Low 620-652, New Scores.

 

Ex: 689

Eq: 698

Tr: 691

TBH I'm amazed at how much they come up just by paying off a furniture loan and correcting missed payments on a old account. I've had 1 charge off have that done with, 3 CreditCards My Goal is 700 so I'm close. Within 2 Months this is my new Progress, So for others I say stick to it You can fix things with time.

Message 1 of 12
11 REPLIES 11
M_Smart007
Legendary Contributor

Re: Credit Scores Update!

Congrats on your hard work, It is paying off!

Message 2 of 12
Anonymous
Not applicable

Re: Credit Scores Update!

great work!

 

that's a good jump for a few months...should be at 700 soon

 

congrats!

Message 3 of 12
AllZero
Mega Contributor

Re: Credit Scores Update!

Congratulations on your success!
Message 4 of 12
Credit4Growth
Senior Contributor

Re: Credit Scores Update!

... within 2 months...

That is awesome progress, congrats and continue the positive trend👍

Good luck wishes throughout your journey!

Message 5 of 12
Neches7
Valued Member

Re: Credit Scores Update!

Yes it is a big jump, I've applied for 3 CC's that gave a little boost. I've called the company I had the lates with felt like a million times asked them if they could remove the late payments was shut down. Then call back sometimes same day but every day I called they eventually agreed, updated it with paid as agreed with no lates. I paid the money I owed didn't settle, was 120 days late That was the big jump removing those.

Message 6 of 12
Credit4Growth
Senior Contributor

Re: Credit Scores Update!

That is persistence exemplified! 

 

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Message 7 of 12
Neches7
Valued Member

Re: Credit Scores Update!

Yes I kept at it.. I was just about to the point of just letting time go until they fell off. But I gave a few more and I guess I was annoying them Smiley LOL It's better than waiting years.

Message 8 of 12
Trudy
Valued Contributor

Re: Credit Scores Update!

Congratulations!  You're doing it!  Keep it up and you'll be there in no time.

FICO - 8: 05/05/23
Message 9 of 12
Mr_Mojo_Risin
Senior Contributor

Re: Credit Scores Update!


@Neches7 wrote:

Hi everyone, It's been a couple months since I made a post regarding My rebuild. My numbers went from a Low 620-652, New Scores.

 

Ex: 689

Eq: 698

Tr: 691

TBH I'm amazed at how much they come up just by paying off a furniture loan and correcting missed payments on a old account. I've had 1 charge off have that done with, 3 CreditCards My Goal is 700 so I'm close. Within 2 Months this is my new Progress, So for others I say stick to it You can fix things with time.


That's a nice jump in 2 months!!

Coming up on those 7's real soon!

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 10 of 12
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