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Credit Seeking note on credit report

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Anonymous
Not applicable

Credit Seeking note on credit report

Greetings to the forum!!
Question,
While looking at my credit score on the Totalcheck (Experian) platform I noticed there is a note (Credot seeking) under "Things that harm your credit".
My question is, how long will that be noted there??
Thanks!
Message 1 of 8
7 REPLIES 7
dragontears
Senior Contributor

Re: Credit Seeking note on credit report

Depending on your profile it could drop off the "list" of factors at any time if other factors move up the list (generally you get 2-4 factors that are effecting your score). Otherwise credit lines are not "new" after 2 years on most models.
Message 2 of 8
Shooting-For-800
Senior Contributor

Re: Credit Seeking note on credit report

Are you sure that is actually on your report and not just a note to you trying to explain your scores???

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 3 of 8
Anonymous
Not applicable

Re: Credit Seeking note on credit report


@Anonymous wrote:
Greetings to the forum!!
Question,
While looking at my credit score on the Totalcheck (Experian) platform I noticed there is a note (Credot seeking) under "Things that harm your credit".
My question is, how long will that be noted there??
Thanks!

How many credit inquiries have you had in the last 12 and 24 month periods?

 

The note is not on your credit report.  It is created by the Experian CMS software based on an analysis of the number of inquiries you've had recently.

Message 4 of 8
Remedios
Credit Mentor

Re: Credit Seeking note on credit report

I wouldn't know, I always have that one.
Message 5 of 8
Anonymous
Not applicable

Re: Credit Seeking note on credit report

I have had 6 inquiries with 5 being approved
Message 6 of 8
Nomad3
Frequent Contributor

Re: Credit Seeking note on credit report

^^ sounds like credit seeking to me Smiley Tongue

I have that note as well though, 2/12 and 3/24 on inqs
Message 7 of 8
Anonymous
Not applicable

Re: Credit Seeking note on credit report

12 months from last inquiry, in other words, when you have no inquiries.

Now you can push it off sooner with other codes.
Message 8 of 8
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