Credit Union Credit Cards? Information?

[Marqedsade]

Looking for info on the following issuers- NASA, Alliant, and FIrst Tech

1-  Inquiry Sensitive?

2- Starting Limit?

3- POI required?

4- Membership required?

5- HP/SP for membership?  If HP, can that same HP be used for a credit card with them?

6- PLOC or CLOC?

7- General Experiences/Data Points

I appreciate any and all feedback you have!   Thanks!

[northway]

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@Marqedsade wrote:

Looking for info on the following issuers- NASA, Alliant, and FIrst Tech

1-  Inquiry Sensitive?

2- Starting Limit?

3- POI required?

4- Membership required?

5- HP/SP for membership?  If HP, can that same HP be used for a credit card with them?

6- PLOC or CLOC?

7- General Experiences/Data Points

I appreciate any and all feedback you have!   Thanks!

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NASA and First Tech blow. Go for Alliant if you're going to go for it.

All credit unions require membership. None that you inquired about do a HP for membership.

Limits will depend on your income and credit history. There is NEVER a set in stone "starting" limit with any lender.

[FicoMike0]

Since first tech and dcu are merging, do you think dcu will blow too?

[Snook_on_the_Line]

Alliant is very sensitive to chexsystems inquiries 

I applied earlier this year and was denied for membership

when I asked why they said it was due to  my Chex report.   

what was on said report when I pulled it?

a total of two hard inquiries in three years and no derogatory info