Credit check total not so good.

[Anonymous]

So i called to cancel CCT and got the $14.97 month deal so i stayed.   I specifically asked the lady if everything would be the same?  She said yes.   Well its not.   Now for scores and reports its once a month update not every seven days.  The only thing that updates daily is Experian.    I think i will come here to Fico.  I have to  tried to sign up for Fico 10 times and it says i have to call in for some reason so i have never joined. 

[Anonymous]

I thought that's how it was supposed to be. The trial was seven days, then a new refresh every 30 days after that.

[Anonymous]

Credit Check Total changed their process. Now they only update once every thirty days. That is what they do for everyone. Experian is still updated daily.

[Anonymous]

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@Anonymous wrote:

So i called to cancel CCT and got the $14.97 month deal so i stayed.   I specifically asked the lady if everything would be the same?  She said yes.   Well its not.   Now for scores and reports its once a month update not every seven days.  The only thing that updates daily is Experian.    I think i will come here to Fico.  I have to  tried to sign up for Fico 10 times and it says i have to call in for some reason so i have never joined. 

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So you'll trade all three reports and scores once a month for all three reports once a year with score updates "whenever"? Its also less than MyFICO when you get the discount. Going from three times a month to once a month was a bit of a disappointment, but its by no means a deal breaker when you compare the alternative - IMHO. As far as I'm concerned the only advantage MyFICO has right now is the additional scoring models.

Its never been every seven days - it started out as three times every thirty days.

[Anonymous]

CCT will allow you to do the trial, cancel, and then it will offer the trial again.

[OMW2_HighAcheiver]

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@Anonymous wrote:

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@Anonymous wrote:

So i called to cancel CCT and got the $14.97 month deal so i stayed.   I specifically asked the lady if everything would be the same?  She said yes.   Well its not.   Now for scores and reports its once a month update not every seven days.  The only thing that updates daily is Experian.    I think i will come here to Fico.  I have to  tried to sign up for Fico 10 times and it says i have to call in for some reason so i have never joined. 

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So you'll trade all three reports and scores once a month for all three reports once a year with score updates "whenever"? Its also less than MyFICO when you get the discount. Going from three times a month to once a month was a bit of a disappointment, but its by no means a deal breaker when you compare the alternative - IMHO. As far as I'm concerned the only advantage MyFICO has right now is the additional scoring models.

Its never been every seven days - it started out as three times every thirty days.

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MyFICOis not once a year. It's every three months. 

[Anonymous]

Thanks for thei nfo.  i will stay at CCT for now .   I didnt know MY Fico site only had reports every 3 months.   Is there such a place that has all reports and scores update  daily?    Id pay $150 mo for the service but I dont think there is any ?   Thanks

[Anonymous]

I don't think there is any such thing - Monthly is about as good as you'll get.

Between that - and your  monthly updated scores on credit cards - that is about as often as you can seem to find it.  

Oh - and I get CK for the weekly updates to reports - just ignore the scores!

[Anonymous]

I just signed up for Fico and had to call up for "identity verification" it took about 10 minutes and it was updated right away so I could see my reports immediately. 

[Anonymous]

Or you could spend $3/month, get your report, and cancel CCT three times. Like someone mentioned they offer the same $1 trial after cancellation.