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Credit freeze

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907grown
Established Contributor
‎08-15-2013 08:01 PM
‎08-15-2013 08:01 PM

Credit freeze

If I freeze my credit, will score watch still update?
Thanks

Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 1 of 7
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-Wade-
Valued Contributor
‎08-15-2013 08:39 PM
‎08-15-2013 08:39 PM

Re: Credit freeze

@nyankovic wrote:
If I freeze my credit, will score watch still update?
Thanks

Yes

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 7
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907grown
Established Contributor
‎08-15-2013 08:41 PM
‎08-15-2013 08:41 PM

Re: Credit freeze

Thanks, I found some other post about it after I placed my post!

Starting Score: 460
Current Score: EQ 764, TU 764, EX 740,
BOA AK AIR 30,000, Discover IT 6300, Freedom 25,300, Barclays RMC 15,660, Ring 15,000, BCE 15,000, QS17,000,AARP 15,000, ChaseFU 8,000,AND A LOT MORE!
Message 3 of 7
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-Wade-
Valued Contributor
‎08-15-2013 08:44 PM
‎08-15-2013 08:44 PM

Re: Credit freeze

@nyankovic wrote:
Thanks, I found some other post about it after I placed my post!

YW, I have all 3 CR's  froozen

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 7
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dddfresh
Frequent Contributor
‎08-17-2013 02:24 PM
‎08-17-2013 02:24 PM

Re: Credit freeze

Can lenders still soft pull you, but you cannot apply for new credit without unlocking? How do you freeze and unfreeze your reports? Thank you

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 5 of 7
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09Lexie
Moderator Emerita
‎08-17-2013 04:28 PM
‎08-17-2013 04:28 PM

Re: Credit freeze

Contact the CRAs to freeze and to unfreeze there is a price.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads
Message 6 of 7
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kk627
New Contributor
‎08-20-2013 01:26 PM
‎08-20-2013 01:26 PM

Re: Credit freeze

It costs money to unfreeze, so make sure you're willing to pay.

Message 7 of 7
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