Credit monitoring from citi bank

[2ndTimeAround2012]

Hi,

I have a 76 gas card from citi. They have this credit monitoring service where they charge $12.95 a month and

they will give you all 3 credit reports monthly.

Just wondering if these are the real FICO scores?

Thanks in advance.

[j_casteel]

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@2ndTimeAround2012 wrote:

Hi,

I have a 76 gas card from citi. They have this credit monitoring service where they charge $12.95 a month and

they will give you all 3 credit reports monthly.

Just wondering if these are the real FICO scores?

Thanks in advance.

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most likely they are going to be FAKO scores.

[bichonmom]

Here's the description found on the CMS sticky:

Citi IdentityMonitor  -  $12.95/mo  -  FAKO (CreditXpert)  -  This CMS gives you the opportunity to pull all 3 CRs and scores monthly. It also monitors your CRs "every business day".

Here's the CMS sticky: http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

In addition, EX FICO is no longer available for purchase or with any CMS. It's only avail from a lender pull or from PSECU. TU FICO is only avail here and if you have a Walmart CC. EQ FICO is only available here and from EQ, but only select EQ products give you the FICO. Most of EQ's credit products give you a FAKO. You need to look for the FICO(R) trademark to be sure it's a true FICO score.

[Shogun]

It's going to be a FAKO, there are other wasy to get them for free.