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Credit monitoring missed alert

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heyryan
Frequent Contributor

Credit monitoring missed alert

Has anyone had issues with credit monitoring completely missing alert items such as new hard inquiries, new accounts reported, etc?

 

I have a couple of active ones thanks to various data breaches: TrustedID (Equifax), MyIDCare (OPM), ProtectMyID (hotel)

Plus I utilize some other ones on my own: CreditKarma, CreditCheckTotal, etc.

 

Here's the issue I ran into:

I recently added a PLOC at one of my credit unions, and a couple of weeks later I got alerts from most of them when it reported to EX, but that was it. Yesterday I did my annual credit reports and saw that it's been reporting to EQ since 12/31/17, and it's not reporting to TU at all. However, I never received any alerts for a new tradeline on EQ. I checked all the monitoring sites manually, and definitely nothing there. (Although MyIDCare does alert me every day that there are a lot of sex offenders in my neighborhood apparently Smiley Frustrated)

 

Anyone else ever have this issue? Since I've had my info stolen so many times, I keep a pretty close eye on things and keep all my bureaus frozen or locked, but it's still frustrating that these services seem to still miss key items like this.

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

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