Credit monitoring

[LS2982]

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@Anonymous wrote:

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@CS800 wrote:
Is there one that offers unlimited access to all 3 ? Dont need scores

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Yes!  USAA CMS (Experian product) costs $12.25 a month and, Eliminate I.D. Theft (Transunion product) costs $12.95 a month.  Check the CMS Guide that llecs prepared for other choices as well. 

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You can pull unlimited 3 bureau reports?

[Anonymous]

Yes! I do it everyday. The scores are worthless, but the reports are what I care about.

[CS800]

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@Anonymous wrote:

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@CS800 wrote:
Is there one that offers unlimited access to all 3 ? Dont need scores

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Yes!  USAA CMS (Experian product) costs $12.25 a month and, Eliminate I.D. Theft (Transunion product) costs $12.95 a month.  Check the CMS Guide that llecs prepared for other choices as well. 

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Thanks for the info. Right now i have the EX report and score and I refresh my EX everyday with a plusscore. I wuld love to be able to do that with all 3.

[CS800]

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@Anonymous wrote:
Yes! I do it everyday. The scores are worthless, but the reports are what I care about.

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Do oyu know what scores they provide with it? plus/vantage?

[Anonymous]

Is this the product you were talking about?

USAA CreditCheck Monitoring  -  $12.25/mo  -  FAKO (PLUS score)  -  Their Premium service monitors all 3 CRs daily and you can also pull all 3 reports daily. This service is a CreditCheckTotal product (see above) and also offers PLUS scores.

[Anonymous]

That is the exact product. The ONLY thing I do not like about this product is that the "alerts" are not dependable. We received an alert today, for the first time in a long time, yet, when we checked and REFRESHED the reports, no changes had occurred and even the fako scores are all still the same.

[Anonymous]

Thank You.

I just joined and pull my credit reports/scores.

Amazed that all 3 scores are over 700 :-)

I know I know they're not accurate,

but still make me happy for a day :-)  worth $12

Hopefully the're not too much difference from FICO score, maybe -/+40 points?

[p-]

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@Anonymous wrote:

Thank You.

I just joined and pull my credit reports/scores.

Amazed that all 3 scores are over 700 :-)

I know I know they're not accurate,

but still make me happy for a day :-)  worth $12

Hopefully the're not too much difference from FICO score, maybe -/+40 points?

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If you're rebuilding, the information contained in your report is more valuable than your score....  Until you get ready to app for a score specific item the PLUS estimate is fine to give you an approximation of your rebuild progress.  But the variance is not consistent; it might be right on, or way off, from an actual FICO score.

[Anonymous]

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@Anonymous wrote:

Is this the product you were talking about?

USAA CreditCheck Monitoring  -  $12.25/mo  -  FAKO (PLUS score)  -  Their Premium service monitors all 3 CRs daily and you can also pull all 3 reports daily. This service is a CreditCheckTotal product (see above) and also offers PLUS scores.

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I could not find it..

Can anyone join USAA?

[Anonymous]

the link is there :-)

go to that link and scroll down to where it said, "CreditCheck Monitoring Premium".  Scroll further down and click on "Sign Up Today" to join