I have a credit one credit card 500 cl, 39 af, if i close it would that help with my credit report? I also have Amex Gold Delta 1000 cl, Capitalone Quicksilver 600 cl, Target Red card 500 cl, Merrick 1000 cl. Thank you and be safe.
Starting Score: 663
Not if you're carrying balances. You're welcome and you too.
Closing the card won't help your score. If it is is your oldest card it could hurt slightly but as others have said a fee harverster card I would just close it. There is no quick fix to raising scores, take care of any baddies (or wait for them to fall off), use the credit you have responsbiliy and overtime you will see scores increase.
@razzy116if I may ask, what are your credit goals? And why not start one thread where you ask all your questions and interact with your fellow MyFICOers so that you can have your questions answered all at once, and more importantly, have one single thread for reference, rather than having to dig through your post history to look through all your threads and try to compile all your answers together.
@coldfusion wrote:Also, what happened to your BOA card? You didn't list it.
The letter i got back in August said my BOA has been opened less than 5 months still secured, the letter i got back in September said to many inquiries, the limit increase said to many inquiries, its in the secured BOA card thread that i posted.