Credit report freeze question.........

[328James]

if I freeze all 3 credit reports would I still be able to get soft pull CLI on existing cards?

[Anonymous]

Yes

[328James]

Thank you!!

[BrianKill]

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@328James wrote:

if I freeze all 3 credit reports would I still be able to get soft pull CLI on existing cards?

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Yes.

You won't be able to get certain credit monitoring like CCT, CreditSesame, Credit.com.   Others like Eliminate ID Theft can pull TU and EQ, but can't pull EX if it is frozen.

Basically, Experian will punish you for having your reports frozen.