Credit report monitoring

[Anonymous]

What is the best/cheapest way for me to watch all 3 of my reports on a monthly basis? I am trying to clean things up and would like to be able to see the progress and also make sure things are being done as they should be........Thanks

[Anonymous]

I use truecredit i just joined can not tell you much about it. Do a search and let the mods that know way more than i ever will chime in.

[Anonymous]

TrueCredit is $14.95 per month and you can pull new reports everyday if you wish. However, some have been cancelled for excessive pulling. I've pulled at least 4 times a week, normally everyday for just over a month.

It provides scores, but they are FAKO, ignore those. But just for monitoring your report while you are cleaning it up.......it is good.

There are other services where you get a report monthly. They aren't much cheaper.

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=5457

[thotgal320]

I use TrueCredit as well just to monitor if there any changes of my CR.

[Anonymous]

Is everyone listening?

I have Credit Secure from AMEX - 11.99 a month for daily pulls

SW for FICO monitoring

Weekly I pull FREE full reports from TU- sign in and click DISPUTE

https://annualcreditreport.transunion.com/user/returnUser.jsp

I look at my EXP report at least once a week- FOR FREE

Once you have a report number - you can use it over and over to veiw your REAL TIME report - I have benn using mine for almost a year-
https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

Too bad EQ does not play like the rest-

You could use Their GOLD program and the links above- and get all 3 FULL REPORTS for about $15 a month.
http://www.equifax.com/online-credit-dispute/ 

[thotgal320]

Good to know Timothy thanks for the post.

[bott6698]

hehe Timothy I also discovered the dispute trick but don't know how long before they catch on to that lol

[Anonymous]

Amen Timothy, I thought I was the only one with that sneaky tactic. As long as you state your purpose as having something to dispute, you're GTG.