I have the $39.99 myfico credit report, should i keep it or downgrade to a lower level? I"m in the garden. Thank you and be safe.
Starting Score: 663
I agree with @Mr_Mojo_Risin .
I use Experian for my 3 bureau FICO scores and the free sites below.
Free or $1 you can obtain your 3 bureau FICO 8 scores and reports at Experian or CreditCheckTotal (part of Experian). Cancel in 7 day or less to avoid the re-occurring monthly charge. Wash, Rinse, and Repeat as needed.
AnnualCreditReport. Free weekly 3 bureau online reports through April 2021.
Free credit reports (disregard the VantageScore 3.0 score) at:
Credit Karma for weekly TU and EQ reports.
WalletHub for daily TU report.
^ definitely recommend the perpetual trial mentioned above. Experian has a great service and it includes a lot of information. If you forget to cancel, it's also just $25 instead of $40.
If you're gardening, I don't think you need to stay on top of your report like that either. Maybe come back and start reviewing them a month or two before you reach your goal date so you know where you stand better.
If you're gardening, I don't think you need to stay on top of your report like that either. Maybe come back and start reviewing them a month or two before you reach your goal date so you know where you stand better.
as of 1/1/23
