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Credit report

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Anonymous
Not applicable

Credit report

I've heard that you should periodically run your credit report? Is this true? If so, how often? Thank you in advance!

Message 1 of 5
4 REPLIES 4
DaveSignal
Valued Contributor

Re: Credit report

I pull all 3 every day.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 5
RobertEG
Legendary Contributor

Re: Credit report

Its always wise to pull periodically to check for items such as potential identity theft and "submarine" collections where a debt collector does not fulfill their requirement to send dunning notice.

 

One solid, zero-cost method is to pull your free annual credit report from annualcreditreport.com, staggered every four months with the three CRAs.

Message 3 of 5
marty56
Super Contributor

Re: Credit report

You should consider subscribing to a CMS also.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 4 of 5
namvet
Established Contributor

Re: Credit report

It's your reputation so you may want to see what everyone else is seeing.  IMO once a month is a good number.

Message 5 of 5
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