@Anonymous wrote:
@AllZero wrote:
... below are benchmarks for FICO 8.
Remember these aggregate utilization thresholds: 8.9%, 28.9%, 48.9%, 68.9%, 88.9%
If you're not crossing a threshold, you won't be getting points.
Aggregate: 10-15 points for aggregate crossing a threshold.
Individual: ~5 points points for individual crossing a threshold.
Thank you for these numbers. I was looking for the threshholds in the forums.
@Anonymous You're welcome. See post # 5. That's where I got the information.
https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-score/m-p/5953470/highlight/true#M294315