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Credit score!

AllZero
Super Contributor

Re: Credit score!


@ficofun2020 wrote:

@AllZero wrote:

... below are benchmarks for FICO 8.

Remember these aggregate utilization thresholds: 8.9%, 28.9%, 48.9%, 68.9%, 88.9%
If you're not crossing a threshold, you won't be getting points.

Aggregate: 10-15 points for aggregate crossing a threshold.

Individual: ~5 points points for individual crossing a threshold.

 Thank you for these numbers. I was looking for the threshholds in the forums.


@ficofun2020   You're welcome. See post # 5. That's where I got the information.

 

https://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-score/m-p/5953470/highlight/true#M2943...

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